To meet the Indonesia Golden Visa requirements in 2026/2027, you must place a qualifying investment held in your own name — starting from an indicative USD 350,000 in government bonds, IDX-listed shares, mutual funds, or bank deposits for a 5-year E28C permit — and complete the placement within 90 days of arrival or e-ITAS issuance. This checklist puts every published threshold, document, and deadline in one place, so you can see exactly which route you qualify for before you touch the online application.
The program sits under Indonesia’s limited stay visa (Visa Tinggal Terbatas) indexes E28A, E28B, and E28C, plus corporate variants. There is no local sponsor requirement, and public guidance indicates no hard minimum-stay rule, which is why the Golden Visa has become the default long-term residence route for investors comparing it against a standard investor KITAS or second-home visa. The trade-off is discipline: the investment must be in your name, placed on schedule, and maintained for the full duration of the permit.
All Investment Thresholds in One Table
Every figure below is indicative, based on published immigration-linked guidance for the E28 categories. Thresholds are set by regulation and can be revised, so treat each number as “from” and re-confirm the current figure before you commit funds.
| Route | Visa index | Duration | Minimum investment (indicative) | Qualifying placement |
|---|---|---|---|---|
| Individual portfolio | E28C | 5 years | From USD 350,000 | Government bonds, IDX-listed shares, mutual funds, or bank deposits |
| Individual portfolio | E28C | 10 years | From USD 700,000 | Same instruments as the 5-year tier |
| Property | E28C (10-year tier) | 10 years | From USD 1,000,000 | Qualifying residential apartment or flat |
| Company establishment | E28A / E28B | 5 years | From USD 2,500,000 | Investment into an Indonesian company (PT PMA) |
| Company establishment | E28A / E28B | 10 years | From USD 5,000,000 | Investment into an Indonesian company (PT PMA) |
| Corporate / executive | Corporate variant | 5 years | From USD 25,000,000 | Corporate-level Indonesian investment |
| Corporate / executive | Corporate variant | 10 years | From USD 50,000,000 | Corporate-level Indonesian investment |
Three route families, one principle: the larger and longer the commitment, the longer the permit. Most individual applicants end up choosing between the portfolio tiers and the property tier, so those are worth understanding in detail first.
Eligibility Matrix: Which Route Fits Your Profile
Individual investor, no company (E28C). This is the simplest profile: you invest from USD 350,000 (5-year) or USD 700,000 (10-year) into Indonesian government bonds, listed shares, mutual funds, or bank deposits, all registered in your own name. You do not need to establish or operate any Indonesian entity. If passive placement is your preference, start with our full breakdown of the E28C portfolio route, which walks through each qualifying instrument.
Individual investor via property (10-year only). An alternative within the 10-year tier is purchasing a qualifying residential apartment or flat from an indicative USD 1,000,000. This route only unlocks the decade-long permit, so it pairs naturally with our guide to the 10-year Indonesia Golden Visa if a long horizon is what you are after. Investors weighing which asset class makes sense often brief themselves through Bali Premium Trip’s invest-in-Bali advisory desk before shortlisting properties.
Investor establishing an Indonesian company (E28A/E28B). If you intend to run a business, the company route requires an indicative USD 2,500,000 (5-year) or USD 5,000,000 (10-year) invested into a PT PMA. Additional corporate-profile conditions commonly apply: holding at least 20% of the shares in a foreign company outside Indonesia, with that company showing annual turnover of roughly USD 25 million (5-year) or USD 50 million (10-year). The mechanics, including director and commissioner rights, are covered in our E28A company route guide.
Corporate directors and C-suite executives. The corporate variant targets high-value corporate investment at indicative thresholds of USD 25 million (5-year) and USD 50 million (10-year). Applications at this level are almost always coordinated with the sponsoring group’s legal team rather than filed individually.
Core Document Checklist
Document lists vary slightly by category, but the following set appears across all routes and should be assembled before you open the application:
- Valid passport with at least 6 months of remaining validity.
- Recent photograph meeting the e-visa portal’s specifications.
- Proof of qualifying funds or investment, in the applicant’s own name — bank statements, brokerage statements, bond purchase confirmations, or a property sale and purchase agreement, depending on your route. Funds held through third parties or nominee structures do not satisfy the requirement.
- Corporate evidence, for company and corporate routes — documentation of at least 20% shareholding in a foreign company, plus audited financials demonstrating the applicable turnover threshold.
The own-name rule is the checklist item most often underestimated. Immigration expects a clean, documented line from you to the qualifying asset, so source-of-funds paperwork deserves the same care as the investment itself.
The 90-Day Fund Placement Rule
Approval is not the finish line. Once you arrive in Indonesia, or once your e-ITAS is issued, you must place the committed funds into the qualifying instrument within 90 days. Practically, that means your banking, brokerage, or property completion arrangements should be lined up before you land: opening an Indonesian securities account, clearing international transfer compliance, or scheduling a notarized property completion can each consume weeks on their own. Applicants who treat the 90-day window as a post-arrival to-do list, rather than a pre-arrival project plan, are the ones who run out of runway.
Keep the Investment for the Full Visa Duration
The investment is not a one-time entry ticket. It must be maintained for the entire validity of the visa — five or ten years, depending on your tier. Early withdrawal, liquidation below the threshold, or transferring the asset out of your name can trigger cancellation of the permit. The flip side matters too: Golden Visa permits are renewable when the investment and immigration formalities remain in good standing, which is what makes the program a genuine long-term residence platform rather than a single visa cycle.
For portfolio investors, this means planning liquidity elsewhere in your balance sheet; the committed tranche should be money you can leave untouched for the full term. For property investors, it means the apartment stays registered in your name for the duration.
How the Online Application Works
All Golden Visa applications run through the Directorate General of Immigration’s e-visa system at evisa.imigrasi.go.id. The sequence, in brief: confirm your route and eligibility, assemble the document set above, create your portal account, submit and pay, then complete fund placement within the 90-day window after arrival or e-ITAS issuance. We maintain a dedicated, screen-by-screen walkthrough in our Indonesia Golden Visa online application guide, including the common upload and formatting errors that cause avoidable delays.
Decision Tree: Choosing Your Route in Four Questions
- Do you want to operate a business in Indonesia? Yes: look at E28A/E28B, provided you can meet the indicative USD 2.5M–5M placement and the corporate-profile conditions. No: continue.
- Do you prefer real estate over financial instruments? Yes: the property route from an indicative USD 1M gives you the 10-year permit directly. No: continue.
- Is a 10-year horizon worth doubling the commitment? Yes: E28C at an indicative USD 700,000. No: E28C from USD 350,000 for 5 years, renewable if maintained.
- Is your situation mixed — family members, existing Indonesian assets, or tax residency questions? Then map the structure before you file anything. Bali Premium Trip’s legal concierge and immigration service handles exactly this kind of pre-application structuring for relocating investors.
Frequently Asked Questions
What is the minimum investment for the Indonesia Golden Visa?
The lowest published entry point is the individual E28C portfolio route at an indicative USD 350,000 for a 5-year permit, placed into government bonds, IDX-listed shares, mutual funds, or bank deposits. The 10-year tier starts from an indicative USD 700,000, or USD 1,000,000 via a qualifying residential property.
Does the investment have to be in my own name?
Yes. Published guidance requires all qualifying investments to be registered in the applicant’s own name, supported by proof such as bank or brokerage statements. Nominee arrangements or funds parked with relatives do not meet the requirement.
How long do I have to place the funds?
Ninety days from arrival in Indonesia or from e-ITAS issuance. Because account opening and transfer compliance take time, most successful applicants prepare their banking and brokerage arrangements before the window starts running.
Can my spouse and children join me?
Yes. Dependants can generally obtain a dependent KITAS or dependent Golden Visa linked to the main investor’s status under related sub-indexes. Their permits track the principal holder’s validity, so keeping your investment in good standing protects the whole family’s residence.
Is there a minimum number of days I must spend in Indonesia?
Public information indicates no hard physical-presence minimum written into the Golden Visa rules, as long as the investment and immigration formalities are maintained. That flexibility, combined with multi-entry validity, is a major reason internationally mobile investors choose this program over sponsor-based permits.
What happens if I withdraw the investment early?
Early withdrawal or letting the placement fall below the threshold can trigger cancellation of the visa. Treat the committed amount as locked for the full 5- or 10-year term, and plan your liquidity needs from other assets.
Get Your Route Confirmed Before You File
The thresholds are public, but the judgment calls — which instrument, which tier, how to document source of funds, how to sequence the 90-day window — are where applications succeed or stall. Our advisory desk reviews your profile against the current requirements and maps the cleanest route before you spend anything; detailed structuring quotes are prepared on request. Message us on WhatsApp at wa.me/6281139414563 or email [email protected] for a private consultation.
Disclaimer: This article is general information only and does not constitute legal, immigration, tax, or financial advice. Investment thresholds, visa indexes, and documentary requirements can change without notice, and all figures shown are indicative. Verify every requirement against current official regulations and consult a licensed immigration lawyer and financial adviser before making any investment or visa decision.