FAQ
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Indonesia Golden Visa FAQ

Comprehensive answers to common questions about eligibility, investment options, application timelines, and family inclusion.

General Questions

What exactly is the Indonesia Golden Visa?

The Indonesia Golden Visa is a government-backed residency-by-investment programme that grants foreign nationals the right to live, work, and invest in Indonesia for 5 or 10 years. It is administered by the Directorate General of Immigration and does not require a local sponsor.

Who is eligible?

The programme is open to citizens of all countries. Individual applicants need a qualifying investment starting from USD 350,000. Corporate applicants need business investment from USD 2.5 million. There are no age restrictions or educational requirements.

How long is it valid?

Available in 5-year and 10-year tiers depending on investment size. Both are renewable upon maintaining the qualifying investment.

Can I include my family?

Yes. Spouse and dependent children under 18 can be included. Family members receive the same visa duration and residency rights. Additional government fees apply per dependent.

Does it lead to citizenship?

The Golden Visa is a residency permit, not citizenship. However, continuous legal residence can contribute toward naturalisation requirements (5+ consecutive years). Indonesia does not recognise dual citizenship for adults.

Investment & Financial Questions

What are the four qualifying pathways?

Government bonds (SBN/ORI), real estate, IDX-listed equities, and corporate establishment via PT PMA. Each has distinct risk profiles and return potential.

What is the minimum investment?

USD 350,000 for individuals (5-year visa), USD 700,000 for 10-year. Corporate: USD 2.5 million (5-year) and USD 5 million (10-year). Amounts must be maintained throughout the visa period.

Can I earn returns on my investment?

Yes. Government bonds yield 6–7%, real estate generates rental income, equities provide dividends and appreciation. Your investment is a productive asset, not a donation.

What if my investment loses value?

Temporary market fluctuations don’t immediately jeopardize your visa. Immigration conducts periodic reviews, not real-time monitoring. We recommend maintaining a buffer above the minimum.

Can I withdraw my investment?

You can restructure (e.g., switch from bonds to real estate) as long as the total stays above the threshold. Complete liquidation could result in visa cancellation.

Application Process

How long does it take?

Typically 60–90 days: document preparation (2–3 weeks), investment (2–4 weeks), immigration processing (4–6 weeks), and visa stamping (1 week).

What documents do I need?

Valid passport (24+ months validity), photographs, investment proof, source-of-funds documentation, criminal record certificate (apostilled), health insurance, and completed application form. Family applications need marriage and birth certificates.

Do I need to visit Indonesia?

Most can be done remotely. You must visit once for biometric capture (fingerprints and photo) at the immigration office — a 2–3 day visit that we coordinate.

What are the government fees?

Government fees range from IDR 10–15 million depending on visa duration. Dependents incur additional reduced fees. We provide an itemized breakdown in our proposal.

Living in Indonesia

Can I work with a Golden Visa?

Yes. You can conduct business, manage investments, and serve as director/commissioner of your own company. Employment by a third-party may require additional permits.

What about taxes?

Residing 183+ days/year makes you an Indonesian tax resident (worldwide income). Indonesia has 70+ DTAs to prevent double taxation. Investment returns have favorable final withholding rates (10% on bonds/dividends, 0.1% on equity gains).

How is healthcare?

International-standard hospitals in Bali (BIMC, Siloam) and Jakarta offer world-class care at a fraction of Western costs. International health insurance plans are available and recommended.

What about schools for children?

Excellent international schools follow IB, British, American, and Australian curricula. Bali Island School, Jakarta Intercultural School, and Green School Bali are popular choices.

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