In 2026, the Indonesia Golden Visa E28B/E28C cost is not just the government application fee. The real indonesia golden visa total cost 2026 usually includes the visa fee, the qualifying investment, and professional help if you use an agent. For most investors, the headline figures are USD 350,000 for a 5-year route or USD 700,000 for a 10-year route, plus the application charge and any legal or advisory fees.[2][4][5]
The confusion comes from people mixing up the investor visa routes. Indonesia’s Golden Visa system includes passive investment options, company-based options, and a separate IKN/Nusantara track with higher thresholds. If you want the real-world number, you need to separate the indonesia golden visa government fees from the investment commitment and from the service fees charged by a visa agency or lawyer.[2][4][7]
What you actually pay for the Indonesia Golden Visa in 2026
For the standard investor route, the government application fee is published at IDR 13 million for the 5-year visa and IDR 19.5 million for the 10-year visa.[4] That is the official fee to process the Golden Visa itself, but it is only one line in the budget.
The larger cost is the qualifying investment. For the passive investor route, official and specialist sources consistently place the threshold at USD 350,000 for a 5-year permit and USD 700,000 for a 10-year permit, typically in Indonesian government bonds, listed shares, or similar qualifying instruments.[2][5][8] That is why people searching for indonesia golden visa investment amount 350000 usd or indonesia golden visa 700000 usd 10 year cost are really asking about the core capital commitment, not the visa fee itself.[2][5][8]
So, in plain English, the visa is “cheap” at the government level and expensive at the investment level. That is normal for a golden visa; the state wants committed capital, not just an administrative fee.[2][4][5]
Fee breakdown: the cleanest way to think about the total
- Government application fee: IDR 13 million for 5 years; IDR 19.5 million for 10 years.[4]
- Qualifying investment: USD 350,000 for the 5-year route; USD 700,000 for the 10-year route.[2][5][8]
- Legal fees and agent fees: variable, depending on document complexity, family size, and whether you need corporate structuring or bank onboarding support.
- Ancillary costs: translations, document legalization, bank/account setup, and compliance support.
In practice, the indonesia golden visa legal fees and agent fees are where many applicants underestimate the budget. A straightforward single-applicant case costs far less in advisory fees than a family application with dependents, multiple source-of-funds documents, and investment setup across banks or brokers. For Bali-based applicants, a good concierge service saves time and avoids expensive filing errors, especially if you are coordinating the move remotely through our concierge service.
Is the 10-year route worth it?
If your goal is long-term stability, the 10-year route is often more efficient on a yearly basis. The indonesia golden visa 700000 usd 10 year cost is higher upfront, but the visa fee itself is only slightly higher than the 5-year fee, so the administrative side is not what drives the price.[4] The main decision is whether you want to tie up USD 700,000 for the longer stay period or prefer the lower USD 350,000 entry point.[2][5][8]
The 2026 IKN/Nusantara track is a different story. Recent updates show the government reduced the IKN Golden Visa thresholds to USD 5 million for five years and USD 10 million for ten years.[2][7] That makes the search phrase indonesia golden visa ikn investment 5 million threshold accurate for the lower IKN tier, but it is not the same as the standard passive investor visa. These are elite-level commitments, aimed at very large-scale investors.[2][7]
Family costs: what happens if you bring your spouse and children?
The indonesia golden visa cost for family of four depends on whether you are applying under the main investor’s route with dependents or whether each family member needs a separate permit. In the standard Golden Visa structure, spouse and dependent children are commonly handled as dependents linked to the main applicant’s qualifying investment, rather than each family member making a fresh investment.[5]
That means the family’s cost is usually driven by three things: the main applicant’s visa fee, dependent processing charges, and professional support for the full family file. For a family of four, the investment amount does not usually multiply four times; the administrative and advisory costs do increase, often materially, because every passport, relationship document, and supporting record must be prepared correctly.
Bank deposit requirements and tax points
People often ask about the indonesia golden visa minimum bank deposit requirement, but that phrase is usually more relevant to the Second Home route than to the Golden Visa investor route. For the Second Home Visa, a minimum deposit of IDR 2 billion is commonly cited, roughly USD 130,000, held in an Indonesian bank or met through qualifying assets.[1][3] That is one reason many investors compare the two programs side by side before choosing.[1][3]
On taxes, the indonesia golden visa tax implications for investors depend on whether you become an Indonesian tax resident and how your income is structured. The visa itself does not automatically create tax residency, but your stay pattern, local income, and asset structure can change your tax exposure. This is the point where investors should get advice before moving funds, especially if they plan to earn in Indonesia or hold assets locally. The visa is an immigration product; tax treatment is a separate question.
Is Indonesia Golden Visa cheaper than Second Home Visa?
For pure entry cost, the answer is usually no if you compare the standard Golden Visa against the Second Home Visa deposit route. The Second Home route is often associated with a USD 130,000 deposit threshold, which is lower than the Golden Visa’s USD 350,000 investment floor.[1][3] But that comparison is incomplete because the visas serve different purposes and have different eligibility logic.[1][3]
So if your question is is indonesia golden visa cheaper than second home visa, the honest answer is: not on the headline capital requirement, but sometimes yes on flexibility, if your strategy is to invest anyway and want the stronger investor positioning that the Golden Visa offers.[1][2][3][5]
What I tell clients in Bali
From a practical Bali visa perspective, the biggest mistake is treating the Golden Visa like a simple payment. It is not. You need to budget for the investment itself, the visa filing, document handling, and a clean compliance trail. If your file is straightforward, the process is manageable. If your source of funds is layered, your family is joining, or you want the IKN route, the complexity rises fast.
If you want the short answer: the indonesia golden visa total cost 2026 starts at the government fee plus a USD 350,000 investment for 5 years, or a USD 700,000 investment for 10 years, and can rise further once you add legal, agent, and supporting costs.[2][4][5][8] For serious investors, the right question is not “how much is the fee?” but “which route gives me the cleanest structure for my family, my business, and my tax position?”
For a step-by-step walk-through, read Step‑By‑Step: How to Apply for the Indonesia Golden Visa E28B Online and Indonesia Golden Visa vs Second Home vs Retirement KITAS: Which Is Best?. You can also start from home if you want to explore the service first.
FAQ
How much is the Indonesia Golden Visa in 2026?
The government fee is IDR 13 million for 5 years and IDR 19.5 million for 10 years, but the total cost also includes the investment commitment of USD 350,000 or USD 700,000.[4][5][8]
Does the Golden Visa require a bank deposit?
Not usually in the same way as the Second Home Visa. The Golden Visa is generally tied to qualifying investments, while the Second Home route is associated with an IDR 2 billion deposit threshold.[1][3][5]
What is the cheapest family setup?
Usually the investor route with dependents, because the main investment can support the family file rather than requiring a separate large commitment for each person.[5]
Need a precise quote for your case? Message us on WhatsApp and we’ll map the exact Golden Visa cost for your family, investment size, and filing route.
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General information, not legal advice; fees are agency estimates, not government fees. We confirm the latest rules for your case before you apply.